Cookie & Data Usage Policy

Cookies are small text files that websites place on your device to remember information about your visit. At narvexiotaq, we use various tracking technologies to make your experience smoother and more personalized. Think of them as helpful assistants that remember your preferences — like keeping you logged in or remembering which financial planning resources you found most useful.

Beyond traditional cookies, we also use web beacons, pixel tags, and local storage technologies. These work together to understand how you interact with our financial planning content, which pages help you most, and what information you're seeking. This isn't about surveillance — it's about making sure our educational resources actually serve your needs.

Here's what actually happens with the information we collect. When you spend time reading about investment basics, we notice that interest and can suggest related topics like portfolio diversification or risk assessment. If you frequently access our budgeting tools, we might highlight new features that complement that workflow.

• Personalizing learning recommendations based on your interests and progress
• Remembering where you left off in longer educational series
• Adapting content difficulty based on your engagement patterns
• Identifying technical issues that might disrupt your learning
• Improving resource organization based on how people actually use them
• Ensuring mobile and desktop experiences work seamlessly

We also use this data to understand broader patterns — like which financial topics are most challenging for our Australian audience, or what time of year people focus most on retirement planning. This intelligence helps us create more relevant content and better educational programs.

We don't keep data indefinitely. Here's our typical retention schedule:

You can request to see what data we have about you, ask us to delete it, or correct any inaccuracies. We'll respond to these requests within 30 days. Keep in mind that deleting all data might reset your learning progress and preferences, so consider whether you want to export your information first.

For users under 18, we have additional protections in place and generally retain less data for shorter periods. We also don't use this information for marketing purposes — our focus remains on educational support.

Some features on our site work with external services. For example, if we embed educational videos, those might come with their own tracking. We try to choose privacy-conscious partners, but you should know that these integrations might collect additional data according to their own policies.

We also use analytics services to understand site performance and user behavior patterns. These services typically anonymize data and focus on aggregate trends rather than individual tracking. However, they do involve third-party data processing, which we want you to be aware of.

Before integrating any new third-party service, we evaluate their privacy practices and data handling procedures. We won't work with partners whose data practices contradict our educational mission or put user privacy at unnecessary risk.